Willpower, or lack thereof, affects us every hour of our lives. Its effect can be seen in our health, our relationships and our wealth. Many believe that something so psychological and influential must be part of our DNA;...

Dear Friends, As the global stock market has bounced up and down over the past two weeks, some clients have asked, “What causes the market to move so much in one day?”  Before we get to the answer,...

The passage of the Tax Cuts and Jobs Act on December 20th of 2017 brought with it significant changes to the tax code which will begin affecting individual taxpayers starting in 2018. These changes will have varying degrees...

Dear Friends, This Sunday, over 110 million people will sit down to an annual American tradition:  The Super Bowl. Amongst them will be the coaching staffs of the 30 NFL teams not fortunate enough to play...

Cybercrime and fraud are serious threats and constant vigilance is key. While TFO Phoenix plays an important role in helping protect your assets, you can also take action to protect yourself and help secure your...

Dear Friends, A few months ago, I finally watched "Sully," the biographical film about Captain Chelsey "Sully" Sullenberger, the U.S. Airways pilot who safely landed a passenger airliner on the Hudson River in 2009. While I was familiar...